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ARE YOU AND YOUR PARTNER ON THE SAME FINANCIAL PAGE?

Consider for a moment how the finances are handled in your relationship. It’s pretty common in relationships for only one partner to handle the finances. Maybe it falls to one partner because they are the primary income provider or perhaps it is perceived one partner is uninterested. When it comes to planning for your financial future, are both parties agreeing on the plan, or are you even discussing it? What if the unthinkable happens and through fate or choice your partner is gone…what will your financial future look like if you aren’t part of the financial discussion?

WHO PLANS FOR THE PLANNERS?

As financial advisors we are always looking at ways to help our clients plan for what might be coming down the road. We love doing this and enjoy the challenge of helping each unique client find financial solutions that work for their unique situation. While we strive to always focus on our clients, from time to time it is important to work on the plans for ourselves as advisors and our firm. It not only helps everyone in our workplace, but also helps our clients in the end.

WHERE WILL YOU LIVE IN RETIREMENT?

As they prepare to retire, many retirees will dream of relocating to a new home sometime during their retirement. Whether it is just to get away from the rat race, find a better climate, or be closer to family, it is very common for retirees to want to get away!

HAVE YOU SET A RETIREMENT BUDGET?

One of the first questions one should ask when beginning their retirement plan journey is “What kind of retirement do I want?”. The amount of your regular retirement paycheck will help determine that, but how do you know what to plan or dream for unless you consider all the factors that could impact your retirement.

MEET OUR NEW DIRECTOR OF OPERATIONS!

We are excited to announce that Shabina Rafiq has been promoted to the Director of Operations position on our Executive Team at Viewpoint Financial. In honor of the occasion we wanted to share a little bit about Shabina and what she brings to her new role. 

HOW WILL YOU FILL THE DAYS IN YOUR RETIREMENT?

Retirement planning can be a very complex journey. There are a lot of financial decisions that must be made, like planning a retirement budget, understanding your Social Security benefits, and finding time to do it all! One thing some people fail to think about, however, is what will they do with their time during retirement…

ARE YOU READY FOR CHANGES IN YOUR TAX RETURN?

Are you ready for tax time? While it isn’t really an excitingtime, it’s something we all have to deal with, and this year there will be big changes. You probably remember all the big tax law changes that were announced in 2017, but now those changes are going to be seen in action with your 2018 tax return.

HOW ARE YOU HANDLING YOUR CHARITABLE GIVING?

Giving back is important. Contributing to causes that instill passion allows us to use our resources to benefit those in real need and build a sense that we are making the world a better place. If you regularly give to charities and itemize your tax return, you may notice a change in your 2018 filing…

HOW SHOULD YOU VIEW MARKET VOLATILITY?

There is no disputing the last few weeks in the markets have been challenging. Everyone is trying to predict how deep the declines will go and memories of 2008 and “corrections” are forefront on the minds of investors. The news media sensationalizes the market’s performance, but what does the recent volatility mean and how should investors view it?  Most importantly, what does it mean for you?

IS YOUR FINANCIAL PLAN READY FOR YEAR-END?

December sure is a busy month! With all the holiday parties, family events, and career related tasks, it would be easy to forget to check in on your financial plan, but that could be a costly mistake! By taking just a few simple steps, you can save on your tax bill, and take advantage of some great retirement plan opportunities. So, before the year gets away from us, let’s take a look at your Year-End Financial Planning Checklist.